Operator glossary
Disbursement reserve (DD+7)
Amazon holding your money until 7 days after delivery — the account-level reserve policy that turns sales into cash on a delay every cash-flow model must respect.
Under delivery-date-based reserves (DD+7), funds from an order stay unavailable until seven days after the latest estimated delivery date — Amazon's buffer for refunds and claims. Newer accounts sit on it by default; the policy extended broadly to professional accounts in 2023, and other reserve flavors exist for account-health events.
The planning consequence is a structural cash-conversion lag: roughly two to three weeks from sale to disbursable, longer for slow shipping promises. Inventory-heavy Q4 plans need the working-capital math done against reserved timing, not sales dates — the revenue is real, the cash is scheduled.
The numbers
- DD+7: funds release 7 days after latest estimated delivery date; visible as Account Level Reserve in payment reports.
- Separate reserve types exist for performance/health events — the payments dashboard names which applies.
Related terms